Do you Have a Financial Plan for the Two Phases of Retirement?

When you make the change in lifestyle to retired person, you will hopefully enjoy many years of active living. While it would be wonderful if we could enjoy this state throughout retirement, Mother Nature has other plans. Most of us can look forward to about 10 or 15 years of active living and then […]

Consider Selling Your House to Finance a Comfortable Retirement

If you are like a number of Canadians who are at or close to retirement age, a significant portion of your net worth is probably tied up in your home. For many of us, owning our own home is a symbol of success and security. We remember the first house we bought, the years of […]

Set Goals to Create the Life you Want

Are you living the life today that you envisioned you would be living five, 10 or even 20 years ago? Are you content with most, if not all, of the many aspect that make up your world – your family, friends, career, health, finances, spirituality and community? If you answered, “yes,”; Congratulations, that is […]

How to Discuss Financial Matters with Your Parents

All adults should have a will and a final plan in place when they enter adulthood. At the very least, these things should be in place when a major life event, such as a marriage, birth of a child or receiving an inheritance has occurred. Part of being an adult also means learning how to […]

How You can Help Your Grandchildren with the Rising Cost of Education

Modern families find themselves stretched to the limit. Many people don’t have company pension plans to fund retirement, and so it becomes even more imperative to make smart choices about money when they are raising families. Saving for their children’s education and retirement at the same time may be more challenging in the years to […]

Take the Summer Shape Up Quiz and See How Your Finances Rate

This Summer Shape Up Quiz is very simple. Answer “Yes” or “No” to each of the following statements. Keep track of your answers to find out how whether you are in good shape financially or if your money management skills could use some work.

Going on Summer Vacation? Don’t Forget your Travel and Life Insurance Needs

The Victoria Day holiday is the unofficial start to summer. Many of us look forward to taking some time off to spend with family and friends. If you are fortunate enough to have a trip scheduled for this year, don’t neglect your travel and life insurance when you make plans for your getaway.

Is Your Marriage Ready for Retirement?

Ideally, the road to getting your marriage ready for retirement will start the day you and your spouse say take your vows. However, for most people, retirement is not at the top of the list when they embark on married life. With sound financial planning and good communication, a couple can successfully navigate this major […]

What if You Have Different Retirement Planning Goals?

If you are on your second marriage or married late in life, keeping your finances separate seemed like the sensible thing to do. The basic costs, such as the mortgage, utilities, taxes and insurance were split 50/50. You took care of your own personal needs and lifestyle costs. You have your own savings and retirement […]

Cut Your Tax Bill for Next Year by Sharing Your Pension

Now that the 2013 tax season is just about finished and either have submitted or are in the process of preparing your return, are you happy the result? No one wants to overpay when it comes to income taxes. You may be able to cut your tax bill for next year by sharing your pension. […]